Mortgage Affordability Planner
Coming off a fixed rate? Find out if consolidating your unsecured debts into a secured loan could make your new mortgage payment affordable.
- Free to use — no credit check, no obligation
- Calculations based on 7.2% APR representative rate
- Compare 30+ UK secured loan lenders
- All credit profiles considered
- Speak to an adviser within 1 working day
- FCA-authorised credit broker
Mortgage Affordability Planner
Coming off a fixed rate? Find out if consolidating your unsecured debts into a secured loan could make your new mortgage payment affordable.
1Your mortgage payments
2Unsecured debts to consolidate
Credit cards, personal loans, store cards, car finance — anything you want to roll into one lower payment.
3Consolidation term
Longer term = lower monthly payment, more interest overall. Shorter = higher payment, less interest.
Fill in your mortgage payments and at least one debt to see your personalised snapshot.
This calculator is for illustration only and does not constitute financial advice. Your home may be repossessed if you do not keep up repayments on a secured loan. Loan.Wales is a trading style of Charles Frank Finance Limited, FCA authorised (No. 624668). 18+. Subject to status.